When is a smell more than a smell?

When is a smell more than a smell?

Mellin v. Northern Security Insurance Company, Inc., No. 2014-020, slip op. (N.H. Apr. 24, 2015) According to a recent decision of the Supreme Court of New Hampshire, a smell can be so significant that it constitutes a “physical loss” for purposes of insurance...

Don’t let the bed bugs bite

A tenant’s failure to allow the landlord to perform remediation of bed bug (or another pest) infestation is now a specific ground for eviction under RSA 540:2, II(g).  By statute, the tenant is now liable for paying for remediation where he is responsible.  The tenant...

Understanding the Social Security Disability Claims Process

In addition to providing for retirement income, Social Security also provides benefits for those who are disabled and find themselves unable to work or otherwise struggling to make ends meet because of a “disability.” But obtaining benefits under either the Social...

New Hampshire Trusts: A Powerful Estate Planning Tool

If you were to ask most folks the first word that pops into their head when they think of an “estate planning document,” their likely answer would be “will.” However, one of the most powerful estate planning tools is in fact a trust. If you are in the process of...

What behavior is covered by the Consumer Protection Act?

The New Hampshire Supreme Court answered this question in part in State v. James Moran d/b/a Exterior Solutions, The Supreme Court considered the appeal of Mr. Moran, who had been convicted criminally under the Consumer Protection Act (CPA) for taking payment for a...